Buying A Home

Buying A Home

With expert legal advice, proactive updates and strong relationships with agents and lenders, we aim to make your home-buying journey smooth, secure and stress-free.

Law for life

Buying Your Home

Purchasing a property is one of life’s biggest milestones. Whether you’re a first-time buyer, moving up the ladder, or purchasing an investment property, Franklins Solicitors is here to guide you through the process with confidence.

Experienced Property Lawyers

Including solicitors, licensed conveyancers & specialists dedicated to residential property.

Accredited & Trusted

Recognised by the Law Society and trusted by major lenders for our conveyancing expertise.

Efficient Communication

We keep you informed every step of the way, with clear timelines and regular updates.

law for life

A Comprehensive, Quality-Assured Conveyancing Service

At Franklins, we combine local knowledge with national expertise. Our dedicated conveyancing departments serve home movers across Buckinghamshire, Northamptonshire and surrounding counties. We also have specialist teams dealing with new build purchases, affordable housing schemes and shared ownership properties across the country.

We are proud to be accredited with ISO 9001 and Lexcel, reflecting our commitment to delivering conveyancing services to the highest quality standards.

law for life

Our Home-Buying Services

We liaise directly with estate agents, mortgage lenders and other parties to keep your transaction moving and ensure you’re ready for completion day. You’ll also have access to our secure online case tracking system to monitor progress 24/7.

We can support you with a wide range of residential property purchases, including:

Freehold and leasehold houses and flats
Shared ownership schemes
Right to Buy purchases
New build and off-plan homes
Buy-to-let investment properties
Co-ownership and joint purchases

Speak to our Conveyancing Team

If you’re planning to buy, sell, or remortgage a property, our team is ready to help. Contact your local Franklins office to speak with an expert.

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Specialist Advice For More Complex Purchases

Stamp Duty Land Tax

We handle your Stamp Duty Land Tax (SDLT) return as part of the service and make sure it is submitted on time to avoid any penalties. We’ll also advise if any exemptions or reliefs apply to your purchase.

Shared Ownership

Shared ownership can be a practical route onto the property ladder. We’ll explain how the scheme works, review the lease and help you understand your rights and responsibilities as a shared owner.

Leasehold Properties and Flats

Buying a flat often means entering into a leasehold agreement. We will carefully review the lease terms, assess compliance with lender requirements and ensure your legal rights are protected, whether it’s service charges, ground rent or landlord obligations.

Right to Buy

If you’re eligible to buy your council or housing association property, we can guide you through the Right to Buy process and advise on your transition from tenant to homeowner including your mortgage obligations.

Buy to Let and Property Investment

If you’re buying an investment property, we’ll guide you through the legal process and advise on relevant commercial considerations such as rental agreements, lender terms and resale planning. Our advice is practical and commercially focused.

Mortgages and Lender Requirements

In most cases, we are also instructed by your mortgage lender. As panel members for the vast majority of UK lenders, we ensure their requirements are satisfied alongside your purchase, streamlining the process for all involved.

Joint Ownership and Co-Ownership Agreements

Buying with a partner, friend or family member? We’ll advise you on the best ownership structure, joint tenants or tenants in common and help you prepare a declaration of trust where needed to protect unequal contributions. Making a Will is also highly recommended in these cases.

Conveyancing – buying a home

FAQs

Why is proof of funds needed?2025-08-04T22:16:06+01:00

To prevent money laundering and fraud, solicitors must verify that you have legitimate access to the funds used for the purchase.

What are title deeds and who holds them?2025-08-04T22:15:50+01:00

Title deeds confirm property ownership. If you have a mortgage, the lender usually holds them until the loan is repaid.

Do I need a survey?2025-08-04T22:15:32+01:00

Surveys aren’t legally required but they are highly recommended to uncover structural issues and avoid costly surprises.

What are legal searches and why are they important?2025-08-04T22:14:46+01:00

Searches provide key information about the property, land and surrounding area. They help identify issues like planning restrictions, flood risks or rights of way.

What’s the difference between freehold and leasehold?2025-08-04T22:15:05+01:00

With a freehold, you own the property and the land outright. Leasehold gives you the right to occupy the property for a fixed term but not the land it stands on.

What is the difference between exchange and completion?2025-08-04T22:15:19+01:00

Exchange is when contracts are legally binding. Completion is when the transaction finalises and you receive the keys.

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